DEALERSHIPS ARE TRAINED TO TAKE YOUR MONEY.
OUTSMART THEM.
Many buyers overpay through hidden fees and psychological tricks. Learn their playbook, flip the script, and walk out with a fair deal—whether you're buying, leasing, or trading in.
What's your situation?
Buying New
Buying a brand-new car from a dealership. Learn to push back on markups, forced add-ons, and negotiate the total price.
Buying Used
Buying a car someone else owned before. Verify it wasn't damaged or tampered with, and get a mechanic to inspect it before you commit.
Leasing
Leasing is like a long-term rental: you pay monthly to drive it for 2-3 years, then return it. Understand the hidden numbers that set your payment.
Private Party
Buying directly from another person instead of a dealership. Often better prices, but you handle everything yourself. Protect yourself from scams.
Bad Credit / Neg Equity
If your credit score is low or you owe more on your current car than it's worth, you're a target for bad deals. This guide helps you stay in control.
Not Sure Yet?
Compare buying vs. leasing side-by-side. Find the smartest path for your situation.
Known Tactics
The most common ways they separate you from your money.
Do The Math Before They Do
Dealers count on you not verifying their numbers. Our toolkit does the math so you know exactly what you should be paying.
Deal Grader
Grade any quote A-F instantly
Out-the-Door Calculator
The real total price you'll pay
Loan Term Compare
Why 84 months costs more
Trade vs Sell
Tax credit math explained
Negative Equity
Do you owe more than it's worth?
Lease vs Buy
Compare total costs
DATA IS YOUR
BIGGEST WEAPON.
Never walk onto a lot without knowing the car's past. Some issues are hard to spot from a walkaround alone.
Why VinSmart? It uses federal NMVTIS title/brand data and includes J.D. Power valuation data (coverage varies by vehicle).