Choose Your Scenario
Pick the transaction you are considering and build a written record before you decide.
Share These Battle Plans
Before you sign
Federal law does not generally give you a three-day right to cancel a vehicle purchase made at a dealership. State law and your contract can differ, so verify any cancellation right and every final term in writing before signing. Read the FTC's used-car guidance.
What's your situation?
Buying New
Compare the exact vehicle, a written itemized price, financing terms, and optional products before signing.
Buying Used
Check vehicle identity, title history, recalls, and present condition with the right source for each question.
Leasing
Compare the full lease calculation, mileage allowance, end charges, and a purchase alternative over the same period.
Private Party
Verify the seller, title, and VIN, then plan inspection, insurance, payment, and state transfer steps.
Subprime / Negative Equity
Review credit reports, compare written offers, and show any old loan balance clearly in the amount financed.
Not Sure Yet?
Build a side-by-side worksheet using your budget, driving, ownership horizon, insurance, and written costs.
Each guide includes educational content followed by an interactive checklist customized for your situation. Keep it open on your phone at the dealer.
Notes: Deal rules and fee limits can vary by state. Always confirm with local DMV or consumer protection guidance.