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Outsmart the Lot

What do you need help with?

Choose the situation that fits. Each path gives you three practical steps.

01Choose where you are
02Follow three clear steps
03Use the relevant tools

Where are you right now?

Pick the closest match
Getting ready to shopSet a budget, check a specific car, then ask the dealer for a written offer.Start getting readyAt the dealershipFind words to use when a salesperson pressures you or changes the deal.Get help at the dealerReviewing an offerCheck the price, fees, and financing terms on a written offer.Check my offerAlready bought or leasedTrack promises, problems, and deadlines after buying or leasing.Get help after signing

Example path Getting ready to shop

What you'll do in this path

  1. Step 01Set your spending limit
  2. Step 02Choose and check a car
  3. Step 03Ask the dealer for a written offer
Browse detailed buying guides

Choose a detailed guide for your type of deal. More than one may apply—for example, a used car with a trade-in and a loan.

Choose a detailed guide

  1. Buying a new car

    Compare the exact vehicle, a written itemized price, financing terms, and optional products before signing.

    Open guide

  2. Buying a used car

    Check vehicle identity, title history, recalls, and present condition with the right source for each question.

    Open guide

  3. Leasing a car

    Compare the full lease calculation, mileage allowance, end charges, and a purchase alternative over the same period.

    Open guide

  4. Buying from a person

    Verify the seller, title, and VIN, then plan inspection, insurance, payment, and state transfer steps.

    Open guide

  5. Credit or trade-loan concerns

    If financing may be difficult or you owe more on your trade than it is worth, compare written loan offers and show the old loan balance clearly.

    Open guide

  6. Deciding what to buy or lease

    Build a side-by-side worksheet using your budget, driving, ownership horizon, insurance, and written costs.

    Open guide

Car-deal rules and fees depend on your state. Check your state motor-vehicle or consumer-protection agency and your written agreement.